Each one of our clients – individual or institutional – has differing needs and objectives, and we treat them accordingly. Our investment process is more than just allocating capital to various asset classes. Rather, we utilize a 6-step process for investing our clients’ capital.

1. DEFINE CLIENT INVESTMENT NEEDS AND OBJECTIVES
   The most important step in our portfolio management process is to identify our clients’ investment goals. This process is driven by our clients’ time horizon, tax situation, liquidity requirements, and risk tolerances.
2. DEVELOP LONG-TERM INVESTMENT STRATEGY
   After understanding each client’s specific financial profile, we create a personalized long-term investment strategy. This strategy integrates each individual client’s needs and goals with developments in the financial markets.
3. DESIGN APPROPRIATE ASSET ALLOCATION
   A client’s long-term investment strategy serves as a basis for effectively allocating their capital among a broad set of asset classes, and this allocation is established within the appropriate risk/return characteristics of each client. Our goal is to optimize our clients’ investment return consistent with the amount or risk that each client is willing and able to bear.
4. INVESTMENT SELECTION
   Our research staff assists our portfolio managers to identify superior investments from a risk/return perspective, and the portfolio managers select investments that are appropriate and prudent for each of their clients.
5. MONITOR AND ANALYZE
   We monitor and analyze economic and financial conditions to create a framework for our investment strategy and asset allocation decisions. Our stock selections are made within the context of our view of the economy and are constantly re-evaluated to take into consideration our view of the changing investment environment.
6. REBALANCE AS NECESSARY
   Given the dynamic nature of the financial markets and the changing needs of our clients, we rebalance our client portfolios to reflect these changes, all the while taking into consideration tax issues.

• DILIGENT
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• VALUE-ORIENTED
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• INDEPENDENT
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• RESEARCH-BASED
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• TRUSTED
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• OBJECTIVE

You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fund’s prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fund’s prospectus by calling 1-800-470-1029 or by downloading one here.

The Fund’s past performance does not guarantee future results. The investment return and principal value of an investment in the Fund will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance of the Fund may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling 1-800-470-1029.

The Appleseed Fund is distributed by Unified Financial Securities, 2960 N. Meridian St., Suite 300, Indianapolis, Indiana 46208-4715. (Member FINRA)